We have the unique ability to finance your next purchase whether it be through a dealer or privately.
Looking to sell your unit? We can help you do that by assisting your buyer in securing the financing they need to purchase your unit. We will work with you to make things go smoothly.
We work with many lenders to ensure you have the opportunity to secure the best financing terms based on your situation and can assist those with challenged credit as well.
PosPro Financial also offers a full suite of products that help protect you, your loan and your unit. The list of available protections spans across several areas including Creditors Insurance, Warranties, Theft Protection as well as Replacement Warranty and Guaranteed Asset Protection.
ATVs, Snowmobiles, Motorcycles, Cars, Trucks, Boats, RVs and Travel Trailers. After financing is secured, we also offer Protection Products for loans including:
At PosPro Financial, we prioritize your best interests while working to secure the most competitive rate based on your current credit situation. While we have access to top rates and Lenders, the loan term and amortization depend on several factors, including the unit type, its age, and the total amount being financed. We encourage you to give our office a call for the specific rate and term based on the unit you are interested in.
PosPro Financial has a process unique to the industry where we work to secure you the best rates as quickly as possible. We work with multiple lenders to find the best rates and terms while maintaining open communication with you throughout the process.
Yes! PosPro Financial specializes in finding financing solutions for a wide range of credit situations. We partner with various lenders to tailor loans to meet your specific needs, including those who have claimed or are in an active bankruptcy or consumer proposal. We take pride in offering the same high level of respect and care with our services regardless of your credit situation.
We make the credit application as easy as possible. Before calling in, it is always best to have the following items on hand:
• Valid Driver’s License or Photo Identification
• Recent Pay Stub
• Mortgage or Rent Information
Absolutely! All our loans are open, meaning you can make extra payments or pay the loan in full before the term is up without any penalties. A common misconception is that extra payments will lower your monthly payment; however, while your monthly payment remains the same, making extra payments helps paying off the loan early reduces the cost of borrowing, and the interest paid.
Approvals are typically provided within 2-4 hours of submission. Our team works closely with lenders to ensure a fast and efficient decision process. Should lenders require further information we work quickly with you to ensure all conditions are met.
We offer financing for most new and used recreational vehicles, such as ATVs, snowmobiles, boats, personal watercraft, travel trailers, utility trailers, and on-road vehicles. We’re always open to exploring new financing opportunities and love a challenge! If you’ve found something you’d like to purchase, give us a call—if it has a serial number, it’s worth a shot, and we’ll do our best to help make it happen.
Our lenders accept multiple types of income, including:
• Full-time & Part-time Employment
• Self-Employed
• Retirement Pension & Government Earnings
• Disability Income
• Spousal & Child Support
Lenders will not accept Child Tax or Baby Bonus as income for this type of loan.
If you have joint loans, a limited credit history, or credit concerns, applying with a co-signer is highly encouraged. A co-signer can increase your chances of receiving a prime approval. Many people mistakenly believe that needing a co-signer is a negative, but this is not the case. Lenders view applications more favorably when loans are backed by multiple parties, making approval more likely.
Absolutely! We offer financing for both dealership and private sales. Our team works directly with the seller to ensure a smooth, secure transaction that protects both parties. We can even help you find a unit once an approval is in place, so you can shop with confidence.
*The calculator above is based on the amount to finance entered only and does not include any additional, fees, accessories or protections. This calculation is intended to give you an idea of the loan terms you may be working with. The payments you see are based on the accuracy and completeness of the data you have entered. This information is intended for illustrative and general information purposes only, and does not mean that you have been approved for a loan. All loans are subject to standard credit approval. Additional conditions may apply. The calculation above assumes a constant interest rate throughout the amortization period entered.
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