Summer in Ontario means it’s time to embrace the outdoors—by trail or by water. With access to forests, rugged terrain, and thousands of lakes, many residents consider investing in a recreational vehicle to make the most of the season. But when it comes to spending your money wisely, one big question often arises: Should you invest in an off-road vehicle or a water vehicle? Both options offer adventure, but they also come with key considerations—such as upfront costs, seasonal usability, maintenance, safety requirements, insurance, and storage. In this guide, we’ll break down the pros and